BEGIN:VCARD
VERSION:3.0
REV:2026-04-27T20:13:14Z
N;CHARSET=utf-8:Kosovsky;Joel;;;
FN;CHARSET=utf-8:Joel Kosovsky
TEL;WORK:(860) 471-8323 x101
ADR;WORK;POSTAL;CHARSET=utf-8:;;16 Arapahoe Rd;West Hartford;CT;06107;US
URL:http://www.horizonfinancialadvisorsllc.com
END:VCARD
