BEGIN:VCARD
VERSION:3.0
REV:2026-04-06T02:25:40Z
N;CHARSET=utf-8:Garner;Timothy;;;
FN;CHARSET=utf-8:Timothy Garner
TEL;WORK:(925) 983-2039
ADR;WORK;POSTAL;CHARSET=utf-8:;;5075 Haven Pl Apt 303;Dublin;CA;94568;US
URL:https://advisors.massmutual.com/timothy-garner
END:VCARD