BEGIN:VCARD
VERSION:3.0
REV:2026-04-24T20:19:25Z
N;CHARSET=utf-8:Nerland;Nicholas;;;
FN;CHARSET=utf-8:Nicholas Nerland
TEL;WORK:(651) 215-8421
ADR;WORK;POSTAL;CHARSET=utf-8:;;345 Saint Peter St Ste 1800;Saint Paul;MN;5
 5102;US
URL:https://www.morganstanley.com/
END:VCARD