BEGIN:VCARD
VERSION:3.0
REV:2026-05-03T13:20:25Z
N;CHARSET=utf-8:Heard;Jeff;;;
FN;CHARSET=utf-8:Jeff Heard
TEL;WORK:(713) 940-2800
ADR;WORK;POSTAL;CHARSET=utf-8:;;4400 Post Oak Parkway 16th and 17th Floor;H
 ouston;TX;77027;US
URL:https://www.ubs.com/
END:VCARD