BEGIN:VCARD
VERSION:3.0
REV:2026-04-25T22:31:22Z
N;CHARSET=utf-8:K.;Stephen;;;
FN;CHARSET=utf-8:Stephen K.
TEL;WORK:212-245-1239
ADR;WORK;POSTAL;CHARSET=utf-8:;;1585 Broadway;New York;NY;10036;US
URL:https://www.morganstanley.com/
END:VCARD