BEGIN:VCARD
VERSION:3.0
REV:2026-04-18T00:46:58Z
N;CHARSET=utf-8:Carbaugh;John;;;
FN;CHARSET=utf-8:John Carbaugh
TEL;WORK:(717) 852-4113
ADR;WORK;POSTAL;CHARSET=utf-8:;;221 W Philadelphia St Ste 301;York;PA;17401
 ;US
URL:https://fa.morganstanley.com/john.w.carbaugh/index.htm
END:VCARD
