BEGIN:VCARD
VERSION:3.0
REV:2026-05-03T22:19:33Z
N;CHARSET=utf-8:Gifford;Joe;;;
FN;CHARSET=utf-8:Joe Gifford
TEL;WORK:800-922-9999
ADR;WORK;POSTAL;CHARSET=utf-8:;;463 U.S. 9;Fishkill;NY;12524;US
URL:https://www.citizensbank.com/
END:VCARD