BEGIN:VCARD
VERSION:3.0
REV:2026-04-28T06:13:51Z
N;CHARSET=utf-8:Ramos;Richard;;;
FN;CHARSET=utf-8:Richard Ramos
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;5001 Panama Ln;Bakersfield;CA;93313;US
URL:https://www.valleystrong.com/retirement-wealth-management-team
END:VCARD