BEGIN:VCARD
VERSION:3.0
REV:2026-04-20T22:01:54Z
N;CHARSET=utf-8:Carruthers;Mark;;;
FN;CHARSET=utf-8:Mark Carruthers
TEL;WORK:845-331-1108
ADR;WORK;POSTAL;CHARSET=utf-8:;;325 Albany Ave;Kingston;NY;12401;US
URL:https://hvfin.com/
END:VCARD