BEGIN:VCARD
VERSION:3.0
REV:2026-04-26T23:53:59Z
N;CHARSET=utf-8:Zell;Gerard;;;
FN;CHARSET=utf-8:Gerard Zell
TEL;WORK:(650) 234-5123
ADR;WORK;POSTAL;CHARSET=utf-8:;;2882 Sand Hill Rd Ste 200;Menlo Park;CA;940
 25;US
URL:https://advisor.morganstanley.com/the-173-group
END:VCARD