BEGIN:VCARD
VERSION:3.0
REV:2026-05-05T23:17:30Z
N;CHARSET=utf-8:Winters;Ryan;;;
FN;CHARSET=utf-8:Ryan Winters
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;1333 N California Blvd Ste 133;Walnut Creek
 ;CA;94596;US
URL:http://www.morganstanleyfa.com/ryan.winters
END:VCARD