BEGIN:VCARD
VERSION:3.0
REV:2026-04-20T02:04:15Z
N;CHARSET=utf-8:Fernelius;Val;;;
FN;CHARSET=utf-8:Val Fernelius
TEL;WORK:(650) 573-8525
ADR;WORK;POSTAL;CHARSET=utf-8:;;SGC Financial & Insurance Services, 1810 Ga
 teway Drive, Suite 100;San Mateo;CA;94404;US
URL:http://www.sgc-financial.com
END:VCARD
