BEGIN:VCARD
VERSION:3.0
REV:2026-04-20T07:38:10Z
N;CHARSET=utf-8:Higgins;James;;;
FN;CHARSET=utf-8:James Higgins
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;166 Hillcrest Ave;Summit;NJ;07901;US
END:VCARD