BEGIN:VCARD
VERSION:3.0
REV:2026-04-28T04:12:45Z
N;CHARSET=utf-8:Cremen;Michael;;;
FN;CHARSET=utf-8:Michael Cremen
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;501 Western Ave;Albany;NY;12203;US
END:VCARD