BEGIN:VCARD
VERSION:3.0
REV:2026-04-16T18:25:05Z
N;CHARSET=utf-8:Ternan;Kevin;;;
FN;CHARSET=utf-8:Kevin Ternan
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;4957 Paloma Ave;Carmichael;CA;95608;US
END:VCARD