BEGIN:VCARD
VERSION:3.0
REV:2026-04-17T04:45:44Z
N;CHARSET=utf-8:Dowd;David;;;
FN;CHARSET=utf-8:David Dowd
TEL;WORK:973-509-2795
ADR;WORK;POSTAL;CHARSET=utf-8:;;17 Norman Rd;Montclair;NJ;07043;US
END:VCARD