BEGIN:VCARD
VERSION:3.0
REV:2026-05-06T00:56:04Z
N;CHARSET=utf-8:O'neil;Richard;;;
FN;CHARSET=utf-8:Richard O'neil
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;1700 Market St, Ste 3222;Philadelphia;PA;19
 103;US
END:VCARD