BEGIN:VCARD
VERSION:3.0
REV:2026-04-24T20:36:28Z
N;CHARSET=utf-8:Kremen;Michael;;;
FN;CHARSET=utf-8:Michael Kremen
TEL;WORK:443-478-2400
ADR;WORK;POSTAL;CHARSET=utf-8:;;300 E Lombard St, Ste 1700;Baltimore;MD;212
 02;US
END:VCARD