BEGIN:VCARD
VERSION:3.0
REV:2026-04-21T10:30:03Z
N;CHARSET=utf-8:Howley;John;;;
FN;CHARSET=utf-8:John Howley
TEL;WORK:732-530-7100
ADR;WORK;POSTAL;CHARSET=utf-8:;;178 Rumson Rd;Rumson;NJ;07760;US
END:VCARD