BEGIN:VCARD
VERSION:3.0
REV:2026-05-06T18:48:39Z
N;CHARSET=utf-8:Kowal;Michael;;;
FN;CHARSET=utf-8:Michael Kowal
TEL;WORK:201-848-1107
ADR;WORK;POSTAL;CHARSET=utf-8:;;170 Packard Ave;Wyckoff;NJ;07481;US
END:VCARD