BEGIN:VCARD
VERSION:3.0
REV:2026-04-12T13:24:44Z
N;CHARSET=utf-8:Higgins;Michael;;;
FN;CHARSET=utf-8:Michael Higgins
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;147 Beech St;Nutley;NJ;07110;US
END:VCARD