BEGIN:VCARD
VERSION:3.0
REV:2026-04-26T06:56:02Z
N;CHARSET=utf-8:Cowen;Malcolm;;;
FN;CHARSET=utf-8:Malcolm Cowen
TEL;WORK:610-866-4189
ADR;WORK;POSTAL;CHARSET=utf-8:;;74 W Broad St, Ste 340;Bethlehem;PA;18018;U
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END:VCARD